:root{
  --container: 1120px;
  --pad: 18px;
  --bg: #ffffff;
  --text: #101418;
  --muted: #5b6672;
  --border: #e6e9ee;
  --accent: #1e73be;
  --accent2: #0b4ea2;
  --card: #ffffff;
  --shadow: 0 10px 24px rgba(16,20,24,.08);
  --radius: 16px;
}
*{ box-sizing: border-box; }
html, body{ margin:0; padding:0; }
body{
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
}
a{ color: var(--accent); text-decoration: none; }
a:hover{ text-decoration: underline; }
.container{ max-width: var(--container); margin: 0 auto; padding: 0 var(--pad); }

.header{
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
}
.header-inner{
  display:flex; align-items:center; justify-content: space-between;
  gap: 14px; padding: 14px 0;
}
.brand{ display:flex; align-items:center; gap: 12px; min-width: 200px; }
.logo{
  width: 40px; height: 40px; border-radius: 12px;
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  box-shadow: var(--shadow);
}
.brand-text{ display:flex; flex-direction: column; gap: 2px; }
.brand-name{ font-weight: 800; color: var(--text); font-size: 15px; letter-spacing: .2px; }
.brand-tag{ color: var(--muted); font-size: 12px; }

.nav{ display:flex; align-items:center; gap: 18px; flex-wrap: wrap; justify-content: flex-end; }
.nav a{
  color: var(--text); font-weight: 650; font-size: 14px;
  padding: 8px 10px; border-radius: 12px;
}
.nav a:hover{ text-decoration: none; background: rgba(30,115,190,.10); }
.nav .cta{ background: var(--accent); color: #fff; box-shadow: var(--shadow); }
.nav .cta:hover{ background: var(--accent2); }

.hero{ padding: 34px 0 18px; }
.hero-grid{ display:grid; grid-template-columns: 1.2fr .8fr; gap: 18px; align-items: stretch; }
@media (max-width: 980px){ .hero-grid{ grid-template-columns: 1fr; } }

.banner-card{
  border-radius: var(--radius); overflow: hidden; background: #0b0f14;
  box-shadow: var(--shadow);
  border: 1px solid rgba(255,255,255,.06);
}
.banner{
  width: 100%;
  aspect-ratio: 16/5;
  background:
    radial-gradient(1200px 380px at 20% 20%, rgba(30,115,190,.55), transparent 55%),
    radial-gradient(900px 320px at 70% 60%, rgba(11,78,162,.6), transparent 60%),
    linear-gradient(135deg, #0b0f14, #0b0f14);
  display:flex; align-items:center; justify-content:center;
}
.banner::after{
  content:"BANNER IMAGE PLACEHOLDER";
  color: rgba(255,255,255,.75);
  font-weight: 800;
  letter-spacing: .12em;
  font-size: 12px;
}
.banner-help{
  padding: 14px 16px 16px;
  color: rgba(255,255,255,.75);
  font-size: 13px;
  border-top: 1px solid rgba(255,255,255,.08);
}
.panel{
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--card);
  box-shadow: var(--shadow);
  padding: 18px;
}
.h-eyebrow{
  color: var(--accent2);
  font-weight: 800;
  font-size: 12px;
  letter-spacing: .10em;
  text-transform: uppercase;
}
.h-title{
  margin: 10px 0 10px;
  font-size: 34px;
  line-height: 1.15;
  letter-spacing: -0.02em;
}
.h-sub{ margin: 0 0 16px; color: var(--muted); font-size: 15px; }
.buttons{ display:flex; gap: 12px; flex-wrap: wrap; }
.btn{
  display:inline-flex; align-items:center; justify-content:center;
  padding: 11px 14px; border-radius: 14px;
  font-weight: 750; font-size: 14px;
  border: 1px solid var(--border);
  background: #fff; color: var(--text);
}
.btn:hover{ text-decoration: none; border-color: rgba(30,115,190,.35); }
.btn.primary{ background: var(--accent); color:#fff; border-color: transparent; }
.btn.primary:hover{ background: var(--accent2); }

.grid{ display:grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin: 18px 0 0; }
@media (max-width: 980px){ .grid{ grid-template-columns: 1fr; } }

.card{
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background:#fff;
  box-shadow: var(--shadow);
  padding: 16px;
}
.card h3{ margin: 6px 0 8px; font-size: 16px; }
.card p{ margin: 0; color: var(--muted); font-size: 14px; }

.section{ padding: 12px 0 34px; }
.hr{ border: none; border-top: 1px solid var(--border); margin: 18px 0; }

.footer{ border-top: 1px solid var(--border); padding: 18px 0 26px; color: var(--muted); font-size: 12px; }
.footer-inner{ display:flex; align-items:flex-start; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.footer-links{ display:flex; flex-wrap: wrap; gap: 12px 16px; }

.notice{
  background: rgba(30,115,190,.08);
  border: 1px solid rgba(30,115,190,.20);
  padding: 12px 14px;
  border-radius: 14px;
  color: #1b3551;
  font-size: 13px;
}

.page-title{ font-size: 28px; margin: 10px 0 12px; letter-spacing: -0.01em; }
.page-sub{ color: var(--muted); margin: 0 0 16px; }
.content p, .content li{ color: var(--muted); }
.content ul{ margin-top: 8px; }